Haven't had time to save?
If your circumstances have not allowed you to save sufficient money for educational costs, there are still strategies you can use to access the money needed:
Pay as you go
Pay out of income whilst your child is at school, college or university and curb your ordinary expenditure to meet the added cost.
Loans
Take out secured or unsecured loans which can be repaid (with interest added) on a typical monthly repayment basis.
Equity release
If you own a home, you could release its equity from its current value.